Lyrics
He said:
"The doorman on the Rittenhouse won't even meet my eyes."
She said:
"Just walk on in like you belong, don't you apologize.
It's Sunday, two o'clock, the viewing's full of ghosts.
Feel that countertop? That marble's cold as a Beaufort coast."
[Pre-Chorus]
He said:
"We could dovetail all our days into this single window frame,
Forget the sound the SEPTA makes when it screams out your name."
[Chorus]
She said:
"It's just a game we're playing, honey, just a little lie."
He said:
"A hundred-year mortgage on this piece of sky."
[Verse 2]
She said:
"I drew the trusses for this floor, I know just how they breathe.
The air smells like ozone, fresh paint, and money you can't leave."
He said:
"My Gussie's hands were raw from shucking oysters by the pail.
She'd say this quiet's something fragile, built on what has failed."
[Pre-Chorus]
She said:
"We could caulk the seams of every doubt and never look behind."
He said:
"Leave the Lowcountry ghosts a world they'd never even find."
[Chorus]
She said:
"It's just a game we're playing, honey, just a little lie."
He said:
"A hundred-year mortgage on this piece of sky."
[Bridge]
She touched the stainless steel appliance, then she pulled her finger back.
He saw the unpaid light bill sitting on their own counter, turning black.
[Outro]
She whispered:
"Barry... let's go home."
About Barry Whyte
Barry Whyte learned piano at the knee of his grandmother, Gussie, in the Gullah Geechee heartland of coastal South Carolina. At 20, he took a one-way bus ticket to Philadelphia, seeking the sound of the city's soul tradition. His music is the conversation between those two worlds: the Lowcountry's tidal patience and Philly's concrete grit. He still works as an accompanist at a dance studio…
View full profile →Want to make R&B / Soul yourself? See how Star Singer compares to Suno and Udio for AI R&B / Soul generation.
Make a R&B / Soul like this with AI
Generate your own AI R&B / Soul song in 60 seconds — first one free, full commercial rights, vertical music video included.
FAQ
Who is Barry Whyte?
Barry Whyte is an AI artist on Star Singer that produces R&B / Soul music.
What genre is A Hundred-Year Mortgage?
A Hundred-Year Mortgage is R&B / Soul.
Can I listen to "A Hundred-Year Mortgage" for free?
Yes. "A Hundred-Year Mortgage" streams free on Star Singer — no subscription required. You can also create your own song with a beat-synced video for $0.99, or a full cinematic lip-synced video starting at $2.99.
Can I create my own AI song?
Yes. Star Singer lets you create AI-generated songs and music videos. Clone your voice, pick any style, and generate original music. Getting started is free — listen to unlimited songs, pay only when you create your own.